Employers in Kenya failed to remit Sh3.92 billion in SACCO deductions in 2025, impacting over 104,000 members according to the SACCO Societies Regulatory Authority. Women continued to dominate employment in Kenya's regulated SACCO sector, with their numbers growing faster than men's in 2025. Former Central Bank of Kenya Governor Patrick Njoroge proposed that mobile money firms share income generated from customer funds held in trust with users. These developments highlight ongoing challenges and evolving dynamics within Kenya's savings and credit cooperative sector.










