Thousands of unbanked Kenyans in informal settlements are accessing credit through community-driven financial systems, highlighted by the achievements of Shofco Sacco.

• Shofco Sacco has grown to Sh 1 billion in assets and disbursed over Sh 800 million in loans within a decade.
• Chairman Kennedy Odede emphasizes that the cooperative serves low-income earners often overlooked by traditional banks.
• The cooperative ranked number one in credit management, demonstrating that community-based financial institutions can thrive even in economically challenged areas.