Liberty Kenya Holdings experienced a significant 59 percent drop in net earnings to Sh260 million in the first half of 2025, down from Sh632 million in the same period last year. This decline is largely attributed to a surge in claims, particularly in motor, medical, and group risk insurance, alongside increased reserving in the life business.

• Net earnings for Liberty Kenya Holdings fell by 59 percent to Sh260 million in H1 2025.
• The decline was primarily driven by rising claims in both general insurance (motor and medical) and life insurance (group risk).
• While net insurance service earnings decreased by 61 percent, Liberty Kenya saw stronger investment returns, with net investment income rising 5 percent to Sh2.08 billion.
• The company also completed the sale of Heritage Insurance Tanzania in April 2025, generating Sh503 million in net proceeds.