Despite widespread optimism about future household income, a significant number of Kenyans anticipate financial difficulties, with many expecting to miss loan or bill payments. This trend highlights a reliance on credit and savings to manage financial pressures amid ongoing economic concerns.

• 84% of Kenyans are optimistic about income growth, yet 62% expect to miss at least one loan or bill payment.
• The survey was conducted by TransUnion Kenya, with CEO Morris Maina noting cautious optimism in the recovering economy.
• Inflation remains a persistent worry for 76% of respondents, leading to reduced discretionary spending and postponed large purchases across all generations.