NCBA Group PLC reported a significant 12.6% increase in half-year 2025 profit after tax, reaching KSh 11.1 billion, primarily driven by robust net interest income growth.

• Profit after tax rose to KSh 11.1 billion, up from KSh 9.8 billion year-on-year.
• The performance was largely propelled by a 26.7% surge in net interest income to KSh 20.9 billion.
• Despite a 6% drop in customer deposits to KSh 497 billion and a 3.8% decline in total assets to KSh 663 billion, shareholders’ equity grew by 16.8%.
• Digital lending remained a strong growth area with KSh 646 billion in disbursements, a 35% year-on-year increase.
• Gross non-performing loans (NPLs) improved significantly, falling 18.6% to KSh 38.1 billion.
• The group declared an interim dividend of KSh 2.50 per share.
• CEO John Gachora expressed confidence in a stable macro environment.