PesaLink and Tende Pay have formed a new partnership aimed at reducing costs and simplifying payments for Kenyan Small and Medium-sized Enterprises (SMEs). This collaboration, signed on September 24, 2025, combines PesaLink’s real-time interbank payment system with Tende Pay’s spend management tools.

• Transaction tariffs will be cut by nearly 50 percent for some banks, making digital adoption more accessible for SMEs.
• Tende Pay CEO Abel Masai highlighted features like instant bank transfers of up to Sh1 million, 24/7 availability, and payment approval workflows.
• PesaLink CEO Gituku Kirika noted the increasing diversity of Kenya’s fintech ecosystem, with non-bank participants now outnumbering banks within its network.
• A survey indicates that 91 percent of Kenyan SMEs use some form of digital payments, with over two-thirds planning further investments.