Universal Traders Sacco has significantly reduced its external debt and launched a Sh50 million fund to empower women entrepreneurs. This strategic move aims to strengthen the sacco's financial health and expand member services in the lower Eastern region.

• The sacco reduced its loan balance with Co-operative Bank from Sh164 million to Sh3 million, with full repayment expected by October 2025.
• Chairman Julius Mwengei announced the Sh50 million fund for women-led businesses, offering tailored lending terms and capacity-building programs.
• The sacco is also exploring AI-driven tools for enhanced customer service, implementing ESG principles, and launching premium savings products and agency banking services.