Kenya's remittances experienced a slight decline in September 2025 to US$419.6 million (KSh 54.2 billion) after reaching a record high in August, driven by unprecedented inflows from the United States. Despite this dip, cumulative remittances for the first nine months of 2025 show a significant increase compared to the previous year, with prospects for a record annual total exceeding US$5 billion.

• Total remittances for September 2025 reached US$419.6 million, a 1.5% month-on-month decrease from August's US$426.1 million.
• The North American region, primarily the United States, contributed a record US$242.6 million in August 2025, marking the largest monthly inflow from a single source country.
• A new 1% U.S. excise tax on outbound remittance transfers under the One Big Beautiful Bill Act, effective January 1, 2026, is expected to influence future transfer costs and behavior.
• Overall, Kenya's remittances are projected to reach approximately US$5.03 billion (KSh 650 billion) for the full year 2025, solidifying their position as the nation's largest and most stable source of foreign-exchange income.