The quality of land and its associated infrastructure challenges are significantly hindering the development of affordable housing units in Kenya, despite the government's pledge to deliver two million new units. Developers face increased costs due to fragmented land ownership and the absence of essential services like sewer, water, and roads.

• Kenya Mortgage Refinance Company (KMRC) Chief Executive Johnstone Oltetia suggests that undeveloped land could lead to more affordable housing, as infrastructure costs contribute up to 40 percent of a housing unit's value.
• Chris Chege, Director of Credit Operations at Shelter Afrique Development Bank, highlighted the frustrations of developers needing to install infrastructure themselves and then passing those costs onto homebuyers.
• HFC Bank Managing Director Peter Mugeni noted that fragmented land ownership complicates the provision of bulk infrastructure, hindering quality estate development and suggesting master-planned properties as an alternative.
• Lucy Owano, Affordable Housing Project Manager at FSD Kenya, emphasized that digitizing land records, as seen in Rwanda with its pre-approved plans, would be a "game changer" for developers by streamlining approval processes.
• Cabinet Secretary for Lands, Public Works, Housing and Urban Development Alice Wahome acknowledged Kenya lags behind other African nations in holistic land record automation but is making progress with the Ardhi Sasa project.