Kenya faces a significant housing deficit of over two million units, making affordable housing a critical economic and social imperative. Financial institutions are urged to become active partners in creating a sustainable and inclusive built environment, moving beyond traditional lending to foster social equity and climate resilience.

• Absa Bank has committed Ksh 4 billion to support affordable housing loans for retail segments in Kenya.
• The initiative involves partnerships with the National Housing Corporation (NHC) and Kenya Mortgage Refinance Company (KMRC).
• Green homes can reduce water and energy bills by up to 57 percent and 45 percent respectively, with retrofit costs often recouped within one year.