Online trading platforms are significantly transforming Kenya's financial sector, building on the success of mobile money by enabling widespread access to investments and global markets for ordinary citizens.

• These platforms have lowered barriers to entry by offering user-friendly apps, simple registration, and low deposit requirements, allowing young professionals, students, and small business owners to invest.
• Kenyans can now access global stocks, forex pairs, and commodities like gold and oil, diversifying income streams beyond local shares.
• The platforms are fostering a new culture of financial literacy through integrated tutorials and demo accounts, shifting learning from theory to practical experience.
• While offering opportunities, challenges persist, including the risk of scams, unregulated platforms, and volatile markets, underscoring the need for education and regulation.