As Kenyans anticipate an economic upturn in 2026, opportunities for wealth growth beyond traditional savings are highlighted, with investment options offering varied risk and return profiles.

• Nine distinct methods for growing money are presented, including Government Bonds, Unit Trusts, and Stocks.
• SACCOs offer members annual dividends typically ranging from 8 to 12 percent and loans at competitive interest rates of 12 to 14 percent.
• Newer avenues like Cryptocurrency, though high-risk, now operate under the Virtual Asset Service Providers Act 2025 in Kenya, requiring platforms to be licensed.
• Digital Micro-Investing Apps allow investments of as little as a few hundred shillings, making them ideal for beginners, but not for long-term strategies.