A recent joint report highlights that joint loan accounts provide a more effective route to home ownership in Kenya, contrasting with the complexities often associated with property division during marital separations. This finding comes amidst discussions on how couples can better navigate acquiring and owning homes.

• The report was a collaboration between the Sacco Societies Regulatory Authority (Sasra), Financial Sector Deepening (FSD) Kenya, and the Kenya Mortgage Refinance Company (KMRC).
• The central theme is that joint loan accounts offer a "better pathway" for home ownership.
• The article uses the analogy of estranged couples and court disputes over matrimonial homes to illustrate the challenges that joint ownership can present, subtly emphasizing the benefit of structured joint loan accounts.