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February 3, 2026
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Onafriq and PAPSS Pilot First Wallet-Based Naira Cross-Border Payments From Nigeria to Ghana

Onafriq and PAPSS Pilot First Wallet-Based Naira Cross-Border Payments From Nigeria to Ghana

Onafriq has partnered with The Pan-African Payment and Settlement System (PAPSS) to pilot the continent’s first wallet-based outbound payments from Nigeria to Ghana..

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Onafriq has partnered with The Pan-African Payment and Settlement System (PAPSS) to launch Africa's first wallet-based Naira cross-border payments service from Nigeria to Ghana, facilitating instant transactions without hard currency conversion. This pilot, approved by the Central Bank of Nigeria (CBN), aims to boost intra-African trade, especially benefiting SMEs.

  • The service became fully operational on December 1st for a 6-month period.
  • Onafriq provides access to over 1 billion mobile wallets, while PAPSS connects over 160 commercial banks and 400 million bank accounts across 19 African countries.
  • Managing Director Anglophone West Africa Mxolisi Msutwana stated this collaboration "shows what collaboration at scale can unlock."

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Part of the Day's Coverage

Onafriq Pilots Payments in Nigeria, Uber Exits Tanzania, and Bboxx Appoints Nigeria MD - February 2026

Uber permanently exited Tanzania on January 30th, 2026, citing an "unworkable regulatory environment" following disagreements with the Land Transport Regulatory Authority (LATRA). In Nigeria, Bboxx has named Ene Adesanya as the new Managing Director of Bboxx Energy Access Nigeria. Her appointment comes as the company intensifies its involvement in Nigeria’s Distributed Access through Renewable Energy Scale-up (DARES) programme. In another development involving Nigeria, Onafriq has partnered with The Pan-African Payment and Settlement System (PAPSS) to launch Africa's first wallet-based Naira cross-border payments service from Nigeria to Ghana. This pilot was approved by the Central Bank of Nigeria (CBN) and aims to boost intra-African trade.

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