The Kenyan government is revitalizing its 4 per cent car loan scheme for civil servants, aiming to boost uptake by clarifying eligibility, loan limits, and repayment terms, including provisions for officers who leave public service.

• Loan limits range from Ksh600,000 for junior officers to Ksh5 million for CEOs of government agencies, repayable over a maximum of five years.
• The National Treasury administers the scheme, which despite launching in 2015, has seen low uptake with only Ksh324 million disbursed due to strict conditions and uncertainty about loan repayment upon exit.
• Treasury CS John Mbadi announced a new framework ensuring officers who leave employment will continue repaying outstanding balances under the original concessional terms, shifting from salary deductions to direct monthly payments.