Motor vehicle accident claims and forgery dominated insurance fraud in Kenya during the first nine months of 2025, accounting for nearly two-thirds of all reported cases. The Insurance Regulatory Authority (IRA) reported a significant increase in these fraudulent activities compared to the previous year.

• 63.2 percent of the 57 reported insurance fraud cases from January to September 2025 were related to motor accident claims and forgery.
• The Insurance Regulatory Authority (IRA) is the body that released this data.
• Fraudulent motor accident claims surged from 16 in 2024 to 24 in 2025, while forgery cases tripled from 4 to 12.