Kenya’s regulated digital lending market has exceeded KSh150 billion in loans issued, following the Central Bank of Kenya’s (CBK) licensing of an additional 25 Digital Credit Providers (DCPs).

• By the end of May 2026, licensed digital lenders had issued loans valued at KSh150.56 billion.
• The Central Bank of Kenya (CBK) is the key organization overseeing the licensing and regulation.
• The licensing framework, active since March 2022, was established to address public complaints regarding predatory lending practices by unregulated lenders.