NCBA Bank has launched East Africa's first AI-native property ecosystem, called PropertyDuk, aiming to streamline the homeownership and property investment process.

• The platform integrates property search, financing, building, furnishing, and protection into a single experience.
• The initiative addresses Kenya's property market, estimated at over Sh1 trillion annually, despite low mortgage penetration with only about 30,000 active mortgages.
• This move by NCBA Bank seeks to overcome barriers to property ownership for the approximately 79 per cent of urban Kenyans who are currently renting.