A new report by Old Mutual reveals that a significant portion of young Kenyans are struggling to meet daily expenses, resorting to borrowing despite underlying optimism about their economic future.

• 43% of employed Kenyans aged 20-29 are borrowing for everyday costs.
• The Old Mutual Financial Wellness Monitor 2025 highlights financial pressures on youth.
• Despite debt, 83% of young Kenyans are concerned about their financial future, showing optimism.