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Originally published by Capital Business
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business
August 21, 2026
4h ago

Kenyan banks lend Sh245bn to MSMEs in H1

Kenyan banks lend Sh245bn to MSMEs in H1

Data from the Kenya Bankers Association shows Equity Bank led lending to small businesses with Sh82.3 billion, followed by Co-operative Bank with Sh32.4 billion and KCB with Sh26.4 billion...

✨ Key Highlights

Kenyan banks have significantly boosted lending to Micro, Small and Medium Enterprises (MSMEs) in the first half of 2026, with total disbursements reaching Sh245.06 billion. This surge in credit is attributed to a reduction in interest rates, stimulating demand from businesses.

  • The total loan amount disbursed to MSMEs was Sh245.06 billion.
  • The Kenya Bankers Association (KBA) reported this data, highlighting Equity Bank as the leading lender with Sh82.3 billion.
  • The lending increase follows a cut in the Central Bank Rate (CBR) by the Central Bank of Kenya (CBK) to 8.75 percent, aimed at fostering private sector growth.

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