Asset financing firm Mogo Auto Limited is facing a representative lawsuit over alleged predatory lending practices, including unfair loan terms and hidden charges, which three Kenyans claim have caused financial hardship for thousands of borrowers.

• The lawsuit, filed by Caroline Nderitu, Wilson Mbogo Gikonyo, and Joseph Muraya Wangari, seeks to declare Mogo's loan agreements unconscionable and halt further repossessions.
• Mogo Auto Limited was previously fined Sh10.8 million in October 2024 by the Competition Authority of Kenya (CAK) for "false, misleading, and unconscionable lending."
• The court has set the matter for mention on December 15, 2025, directing parties to respond within 15 days.

Kenyans may soon be able to insure their cryptocurrencies and other virtual assets under new draft regulations proposed by the Insurance Regulatory Authority (IRA).

• The draft Insurance (Amendment) Regulations, 2025 aims to create a legal framework for insurers to cover digital assets.
• The IRA notes a current lack of regulations for emerging technologies like AI chatbots despite cybersecurity threats.
• This move signifies steps towards integrating crypto into Kenya's regulated financial system.

Musician Reuben Kigame and the Kenya Human Rights Commission (KHRC) have petitioned the High Court to invalidate the new Computer Misuse and Cyber-crimes law, signed by President William Ruto on October 15, 2025. They argue the law grants the state excessive power to surveil and silence critics, potentially endangering citizens.

• The law mandates all social media users to verify accounts with government-issued legal names.
• Kigame and KHRC warn this provision infringes on the right to privacy under Article 31 of the Constitution and could lead to state surveillance and intimidation.
• The petition also asserts the law's passing was unconstitutional as it bypassed the Senate despite affecting county government functions.