The Principal Secretary of the State Department of Micro, Small and Medium Enterprises Development, Susan Mang'eni, clarified why Kenyans remain on the negative list of the Credit Reference Bureau (CRB) even after repaying their loans, emphasizing the long retention period of negative listings.

• Almost eight million Kenyans have been negatively listed on the CRB.
• Susan Mang'eni, Principal Secretary of the State Department for MSME Development.
• Negative listings can persist for up to seven years, impacting access to loans and business growth.