HF Group has regained its Tier 2 banking status, effective by 2025, a remarkable turnaround after five years in Tier 3. This achievement follows over a decade of strategic restructuring and recapitalization efforts, culminating in a reported KSh 624 million profit in H1 2025.

• HF Group posted a KSh 624 million profit in H1 2025, enabling its return to Tier 2 status.
• The turnaround was largely driven by Robert Kibaara, the CEO hired in 2019.
• A 2024 rights issue, oversubscribed by 38%, raised KSh 6.4 billion, nearly doubling equity to KSh 16.8 billion, and pushing core capital above the CBK’s Tier 2 threshold.