In a thought-provoking article, Alfred Gachaga, Founder of GRC Apex, challenges conventional notions of wealth, emphasizing that true wealth lies in financial resilience and liquidity rather than mere asset accumulation or a flashy lifestyle. He argues that wealth unable to withstand unexpected financial shocks is not genuine and highlights the mistake of believing one is wealthy when they are not.

• The article stresses the importance of liquidity, advising individuals to hold part of their portfolio in easily accessible instruments like money market funds.
• Gachaga introduces the "real flex" as having enough margin to survive income loss for six months, advocating for the 50/30/20 rule for needs, wants, and savings/investments.
• He urges readers to focus on their net worth (assets minus liabilities) rather than just salary, clarifying that an asset puts money in your pocket, while a liability takes it away.