Kenya's government increased its use of the overdraft facility by Sh27 billion in the financial year ending June 2025, driven by a sustained low interest rate environment set by the Central Bank of Kenya (CBK). This allowed for higher borrowing while keeping interest charges down.

• Overdraft facility usage increased by 44 percent.
• The Controller of Budget, Margaret Nyakang’o, reported these findings.
• The low interest regime enabled the government to borrow more cost-effectively.