A new initiative led by the Pension Club International (PCI) is advocating for a universal social security policy in Kenya, aiming to provide retirement benefits to all citizens, including those in the informal sector. The proposed system would be funded, at least partially, through taxes.

• The PCI is championed by Dr. Hosea Kili, managing director of CPF Financial Services Group.
• Dr. Kili argues the current pension model is flawed due to its heavy reliance on the formally employed.
• The initiative seeks to transform social security by including Kenya's vast informal sector.