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Originally published by Capital News
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October 14, 2025
4h ago

China unlocks new loans to help lift property sector

China unlocks new loans to help lift property sector

China has incorporated real estate development projects that meet the eligibility criteria into a "whitelist" through the urban real estate financing coordination mechanism, providing project financing support to ensure normal construction funding needs and expedite project compl..

✨ Key Highlights

China has approved 7 trillion yuan ($981.9 billion) in bank loans for unfinished real estate projects through a "whitelist" mechanism to complete stalled housing and restore market confidence.

  • Over 7.5 million presold homes have been successfully handed over to buyers, according to vice-minister of housing and urban-rural development Dong Jianguo.
  • The mechanism involves local governments, financial regulators, and banks vetting projects for financing support to ensure construction and delivery.
  • This new financing model aims to prevent speculative, debt-fueled expansion by tying funding tightly to physical construction progress.

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