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Originally published by Capital Business
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business
November 20, 2025
4h ago

NCBA’s Q3 net profit up 8.5pc to Sh16.4bn

NCBA’s Q3 net profit up 8.5pc to Sh16.4bn

NCBA Group PLC posts Sh16.4 billion profit after tax for Q3 2025, up 8.5 per cent from last year, driven by digital lending, improved asset quality, and expanded corporate and asset finance services...

✨ Key Highlights

NCBA Group PLC announced an 8.5 percent increase in its Q3 2025 net profit, reaching Sh16.4 billion. This growth was primarily driven by higher operating income and improved asset quality, with digital lending playing a significant role.

  • NCBA Group PLC's Q3 2025 net profit rose by 8.5 percent to Sh16.4 billion, up from Sh15.1 billion in the same period last year.
  • Managing Director John Gachora attributed the profitability to prudent cost of funding management and better asset quality.
  • Digital lending surged by 35 percent, with Sh1 trillion disbursed, while the bank also expanded its branch network to 122 outlets and enhanced its asset finance offerings, including electric vehicle financing.

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