NCBA’s Q3 net profit up 8.5pc to Sh16.4bn
NCBA Group PLC posts Sh16.4 billion profit after tax for Q3 2025, up 8.5 per cent from last year, driven by digital lending, improved asset quality, and expanded corporate and asset finance services...
✨ Key Highlights
NCBA Group PLC announced an 8.5 percent increase in its Q3 2025 net profit, reaching Sh16.4 billion. This growth was primarily driven by higher operating income and improved asset quality, with digital lending playing a significant role.
- NCBA Group PLC's Q3 2025 net profit rose by 8.5 percent to Sh16.4 billion, up from Sh15.1 billion in the same period last year.
- Managing Director John Gachora attributed the profitability to prudent cost of funding management and better asset quality.
- Digital lending surged by 35 percent, with Sh1 trillion disbursed, while the bank also expanded its branch network to 122 outlets and enhanced its asset finance offerings, including electric vehicle financing.
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Kenyan Banks Report Billions in Profits for Q3 2025 - November 2025
KCB Group reported a profit after tax reaching Sh47.3 billion for the first nine months ending September 2025, driven by strong growth across all business segments. NCBA Group PLC announced an 8.5 percent increase in its Q3 2025 net profit, reaching Sh16.4 billion, a growth primarily driven by higher operating income and improved asset quality. I&M Group also reported a significant financial uplift, with its profit after tax reaching Sh12.7 billion in the third quarter of 2025, which marks a 27% year-on-year increase. I&M attributed its growth to strong regional subsidiary performance, while digital lending played a significant role for NCBA.
