Regional subsidiaries help I&M posts Sh12.7bn in Q3

I&M Group posts Sh12.7 billion profit after tax for Q3 2025, up 27pc year-on-year, supported by higher operating income, disciplined risk management, and digital banking adoption across Kenya and East Africa...
✨ Key Highlights
I&M Group reported a significant financial uplift, with profit after tax (PAT) reaching Sh12.7 billion in the third quarter of 2025, marking a 27% year-on-year increase. This growth was attributed to strong regional subsidiary performance and strategic digital advancements.
- Profit before tax (PBT) for the group rose by 26% to Sh17.8 billion, driven by increased operating income and disciplined risk management.
- Regional CEO and Interim CEO of I&M Bank Kenya, Kihara Maina, highlighted the success of their strategy and commitment to digital solutions.
- In Kenya, 78% of customers were digitally active, with 81% of transactions conducted outside branches through platforms like Solo Biz, I&M FX Direct, and the I&M On-the-Go App.
- I&M Rwanda posted a 21% rise in PBT, while I&M Tanzania saw a 35% increase in operating profit, and Bank One in Mauritius recorded a 4% increase in PBT.
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Kenyan Banks Report Billions in Profits for Q3 2025 - November 2025
KCB Group reported a profit after tax reaching Sh47.3 billion for the first nine months ending September 2025, driven by strong growth across all business segments. NCBA Group PLC announced an 8.5 percent increase in its Q3 2025 net profit, reaching Sh16.4 billion, a growth primarily driven by higher operating income and improved asset quality. I&M Group also reported a significant financial uplift, with its profit after tax reaching Sh12.7 billion in the third quarter of 2025, which marks a 27% year-on-year increase. I&M attributed its growth to strong regional subsidiary performance, while digital lending played a significant role for NCBA.

