Use of movable assets as loan collateral up 43pc
Business Registration Service data shows growing reliance on assets by borrowers...
✨ Key Highlights
The use of movable assets as loan collateral in Kenya surged by 43.02 percent in 2025, with initial security notices filed at the Movable Property Security Rights (MPSR) registry reaching 151,057, up from 105,617 in 2024. This increase reflects a growing reliance on movable property by borrowers amidst strengthening credit demand and easing monetary conditions.
- The Business Registration Service (BRS) data shows that searches on the MPSR registry also rose by 19.1 percent to 30,760.
- Common movable items used as collateral include motor vehicles, machinery, livestock, furniture, and electronic securities.
- The MPSR framework, established following the 2017 Movable Property Security Rights Act, provides legal certainty and expands credit access, especially for micro, small, and medium-sized enterprises.
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New NSSF Rates Take Effect, Use of Movable Assets as Collateral Surges, and Livestock Market Expansion Pushed in Kenya - February 2026
Kenyans will experience higher salary deductions from February due to new National Social Security Fund (NSSF) contribution rates taking effect, a move aimed at boosting long-term retirement savings but reducing monthly take-home pay. Separately, the use of movable assets as loan collateral surged by 43.02 percent in 2025, with security notices filed at the Movable Property Security Rights registry reaching 151,057. This increase reflects growing credit demand amidst easing monetary conditions. Concurrently, Kenya is intensifying efforts to expand its livestock and livestock product markets through the De-risking, Inclusion and Value Enhancement (DRIVE) Project to boost jobs, exports, and incomes.
