The National Transport and Safety Authority (NTSA) in Kenya has introduced instant fines for traffic violations, a move expected to curb fraudulent motor insurance claims and improve road safety.

• The initiative aims to create consistent and reliable data on driver behavior, which could lead to more accurate risk assessment for insurers.
• Christine Gikunda, Principal Officer at EIRS, believes digital enforcement will help insurers understand risk trends before accidents occur.
• This new system could potentially lead to lower insurance premiums for safer drivers by enabling data-driven risk pricing.