A new report reveals that approximately 40 percent of Kenyans are resorting to borrowing to cover their daily living expenses, highlighting significant financial strain on households.

• 40% of Kenyans are borrowing for daily expenses.
• The Old Mutual Financial Wellness Monitor conducted the survey.
• Despite financial pressure, Kenyans are creating additional income streams, with 5.9 out of 10 financial satisfaction score in 2025, up from 5.2 in 2024.