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Originally published by The Standard BusinessApril 1, 2026
4h ago
Interest income, foreign exchange trade: Where banks cut earnings in 2025
As cheaper credit reshaped the market in 2025, banks had to navigate thinner margins and shifting income streams...
✨ Key Highlights
Kenyan banks experienced a significant dip in earnings from interest income and foreign exchange trading during 2025 due to a single-digit interest rate regime.
- The Central Bank of Kenya (CBK) implemented a single-digit interest policy that reduced billions in loan income for local banks.
- Despite thinner margins, banks managed to remain profitable for the period.
- The article highlights the shift in bank income streams as they navigated this new credit market.
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