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Originally published by Kenyanstop
April 27, 2026
1h ago
Explained: Why Digital Lenders Now Want Your Face and ID Before Giving Out Loans
Previously, many digital loan users could access credit with minimal verification once registered on the platform. This article will explain to you why you will now be required to provide your face and ID before getting loans from digital lenders...
✨ Key Highlights
Digital lenders in Kenya are now mandating borrowers to provide a national ID and a live selfie, following new security regulations from the Central Bank of Kenya (CBK).
- This strict "Know Your Customer" (KYC) procedure aims to enhance identity verification and protect users from fraud.
- The Central Bank of Kenya has implemented these stricter rules through the CBK Act (Amendment) 2021 and the Digital Credit Providers Regulations 2022.
- While some users express privacy concerns, digital lenders like Tala state the measures are crucial for consumer protection and secure access to services.
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