The National Social Security Fund (NSSF) has clarified that job loss does not automatically grant members access to their savings. This explanation follows a public inquiry from a Kenyan contributor seeking to withdraw funds after employment termination.

• According to NSSF rules, benefits are only accessible upon retirement from employment or reaching age 50 and no longer earning a salary.
• The NSSF savings are strictly designated for retirement purposes and cannot serve as a short-term financial safety net for those unemployed.
• NSSF benefits can be withdrawn under five specific conditions: Age Retirement, Withdrawal Benefit (age 50 and retired), Survivors' Benefit, Invalidity Benefit, and Emigration Benefit.