At the Kenya Blockchain and Crypto Conference, fintech leaders are heralding a significant shift in Africa's payments landscape, moving towards faster, cheaper, and effectively "invisible" transactions.

• Fintech leaders predict a move towards near-zero payment fees, fundamentally altering fintech business models.
• Key technologies driving this change include blockchain, stablecoins, and existing mobile money infrastructure.
• While crypto is powering the backend, traditional systems like mobile money are expected to remain the primary user interface, augmented by new technologies.