Visa has enhanced its A2A Protect fraud-detection service for account-to-account payments with new AI technology, aiming to prevent bank transfer fraud before money moves.

• The upgrade incorporates AI from Featurespace, a company Visa acquired in December 2024.
• This integration is Visa's first in-market use of Featurespace technology.
• The service helps banks assess transaction risk, with Visa reporting it identified 54% of fraud and authorized push payment scam value beyond existing bank systems in a trial with Pay.UK.