The Central Bank of Kenya (CBK) has reported a significant surge in banking rule violations, with 35 out of 38 commercial banks found non-compliant in 2025. This marks a substantial increase from the 11 banks cited in the previous year.

• 35 commercial banks violated the Banking Act and CBK Prudential Guidelines as of December 31, 2025.
• The primary breaches concerned the implementation of the Risk-Based Credit Pricing Model (RBCPM), single obligor limits, and minimum capital requirements.
• 33 banks faced financial penalties, while two received administrative action from the CBK.