Saccos in Kenya have experienced significant growth, with total deposits rising by 11.12% to reach Sh832.74 billion in 2025. This surge in deposits has also propelled the total assets of these financial institutions to Sh1.21 trillion.

• Total deposits increased to Sh832.74 billion from Sh749.43 billion in 2024.
• The Sacco Societies Regulatory Authority (SASRA) released the latest data.
• Total assets for regulated Saccos grew by 12.5% to Sh1.21 trillion.

The Commissioner for Co-operative Development has appointed Waithaka Ngaruiya as the new liquidator of Kenya Union of Savings and Credit Co-operatives (KUSCCO) Limited, bypassing a court order that had temporarily halted the liquidation process.

• KUSCCO Limited is facing liquidation due to liabilities of approximately Sh17 billion against assets of about Sh5.4 billion.
• The appointment of Waithaka Ngaruiya replaces three previously appointed officials from the State Department for Co-operatives.
• A High Court order on September 8 had temporarily stopped the initial liquidators from taking control of KUSCCO's assets following a case filed by RUPSA Regulated NWDT SACCO Society Limited.

Metropolitan National Sacco Society has failed to meet all statutory capital adequacy ratios, indicating significant financial pressure according to the Sacco Societies Regulatory Authority (SASRA)'s latest report.

• The Sacco recorded a core capital-to-total assets ratio of -1,013.78 percent in 2025, far below the 10 percent minimum.
• The institution's weaknesses also include an external borrowing-to-total-assets ratio of 454.16 percent, exceeding the 25 percent regulatory limit.
• This situation follows the Sacco being declared technically insolvent due to mismanagement, resulting in billions of shillings in losses.

Kenyan Saccos experienced a significant surge in membership, adding 480,000 new members in 2025, indicating growing confidence in the sector.

• 7.87 million total members in regulated Saccos in 2025, an increase from 7.39 million in 2024.
• The Sacco Societies Regulatory Authority (SASRA) reported the growth, attributing it to increased trust and successful member mobilization.
• Despite the membership rise, dormant accounts in deposit-taking Saccos increased by 15.75 percent to 1.69 million, prompting a call for reactivation strategies.