Kenyan taxpayers are obligated to repay the country's Ksh 11.5 trillion debt, even if mismanaged, provided it was legally contracted and ratified by Parliament.

• Political economist and former Mandera Senator Billow Kerrow warned of severe economic fallout if Kenya defaults on foreign loans from entities like China, the International Monetary Fund (IMF), and the World Bank.
• The 349 National Assembly Members have largely failed to check government borrowing.
• Busia Senator Okiya Omtatah and businessman Jimi Wanjigi have challenged the legality of some debts, with Omtatah and eight other petitioners moving to the High Court in April 2025.