Agridex International has partnered with Tradeflow Capital Management to launch a new digital payments and trade finance platform, Loam, aimed at supporting SMEs in Kenya and across Africa, particularly in the agricultural and commodity sectors.

• The Loam platform offers near-instant settlement at transaction costs below 0.2 percent, significantly lower than traditional cross-border payments which can exceed 3 percent.
• Agridex’s Loam platform will be the core payments infrastructure, while Tradeflow Capital Management, which has facilitated over $5 billion in SME trade transactions, will use it as the primary conduit for structured trade finance capital.
• This collaboration seeks to address persistent financing gaps, high borrowing costs, and delays faced by SMEs by combining digital payment rails with asset-backed, data-driven financing models.