Apple has launched its Tap to Pay on iPhone feature in Malaysia, allowing iPhones to act as merchant payment terminals. This expansion brings the service to over 50 countries globally, but Kenya remains absent from the list.

• The technology enables merchants to accept contactless payments directly on their iPhone 11 or later without additional hardware.
• Key organizations involved include Apple, payment providers like Stripe and Zoho, and card networks like Visa and Mastercard.
• Kenya's exclusion is attributed to the non-availability of Apple Pay locally and the dominance of mobile money platforms like M-Pesa over card payments.