Kenya is pioneering a new approach to agricultural finance by securitizing loans to smallholder farmers, aiming to attract institutional investors through structured credit markets.

• KES 276 million (US$2.1 million) was raised through the sale of farm-loan receivables, covering 23,839 farmers.
• Key players include Apollo Agriculture, Kaleidofin, and the IDH Farmfit Fund, with support from FSD Africa.
• This initiative aims to transform fragmented and traditionally high-risk farm lending into an investable asset class, a significant step for African agricultural finance.