Kenya securitises smallholder farm loans in bid to unlock institutional finance
Sucharita Mukherjee, co-founder and chief executive of Kaleidofin, said the broader objective is to build “scalable market infrastructure” capable of directing institutional capital toward sectors such as smallholder agriculture through customized structuring and data-driven ..
✨ Key Highlights
Kenya is pioneering a new approach to agricultural finance by securitizing loans to smallholder farmers, aiming to attract institutional investors through structured credit markets.
- KES 276 million (US$2.1 million) was raised through the sale of farm-loan receivables, covering 23,839 farmers.
- Key players include Apollo Agriculture, Kaleidofin, and the IDH Farmfit Fund, with support from FSD Africa.
- This initiative aims to transform fragmented and traditionally high-risk farm lending into an investable asset class, a significant step for African agricultural finance.
Continue Reading
Read the complete article from Capital News
Part of the Day's Coverage
Kagwe Announces Crackdown on Milk Hawking as Govt Unveils Dairy Reforms - May 2026
The Kenyan government, led by Agriculture Cabinet Secretary Mutahi Kagwe, is launching a comprehensive crackdown on unregulated milk hawking due to public health risks and its negative impact on the dairy industry. Kenya is pioneering a new approach to agricultural finance by securitizing loans to smallholder farmers, aiming to attract institutional investors through structured credit markets. Kenya is actively pushing to finalize a significant meat export deal with China, aiming to leverage the country's new zero-tariff trade policy for African nations.
