How paying rent on M-PESA could unlock your next loan
Safaricom’s nesti mini app on M-PESA lets tenants build a RentScore from verified rent payments, potentially unlocking loans, deposit support, and other financial opportunities...
✨ Key Highlights
Safaricom has launched nesti, a new mini-app within the M-PESA application, designed to build a financial identity based on consistent rent payments.
- Paying rent through nesti helps build a RentScore, a financial identity for users who may lack traditional payslips.
- The service allows users to pay rent via M-PESA or bank transfer, with landlords receiving payments directly without needing to join the platform.
- After six consecutive months of verified rent payments made on time and in full, the RentScore becomes active, potentially unlocking access to loans and financial services.
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Safaricom Repositions M-PESA as National Digital Infrastructure - April 2026
Safaricom is rebranding its flagship product, M-PESA, from a payment service to a foundational element of Kenya's digital financial infrastructure, aiming to foster broader economic growth. The telecom giant recently launched nesti, a mini-app within the M-PESA application designed to build a financial identity based on consistent rent payments, potentially unlocking loans for users. Additionally, a Communications Authority report ranked Safaricom first in network quality across Kenya's telecommunications industry, even as overall sector performance showed signs of decline. These developments position Safaricom as a dominant force in Kenya's digital transformation, extending beyond simple mobile payments into comprehensive financial and connectivity infrastructure.
